For 3 years we have been changing the face of the polish factoring market, by transforming exchanging invoices into cash within one day. Join the largest and fastest growing platform for financing invoices in Poland. Due to your commitment we can ensure access to electronic financial products for thousands of small polish companies.
The experience of financing invoices worth 40 million PLN through Faktorama platform, with average rate of return of 27% p.a. confirms our business model and validity of the investment.
You will become a co-owner of the largest factoring platform in Poland, which within 2 years will debut on The Warsaw Stock Exchange, bringing return from investment of 400%.
Access to training courses performed by experts from Faktorama and partner companies. The training will be dedicated to both new and experienced investors.
Buying at least 10 shares entitles You to receive book about finance and investing, which is specially chosen by us.
The debut will take place within 24 months, but it is worth the wait. All owners of minimum 20 shares will be invited to a ball on occasion of debut on the Warsaw Stock Exchange.
Do you have new business clients? We will help you gain new orders by offering your clients a delay in the payment date. We assess the credibility of contractors and ensure cash within 24 hours from the issuance of invoices, as a part of our tailor-made financing program.
Considering the legislative requirements, only business entities have the right to purchase invoices. Therefore we will create a custom-made Private Investor’s Club dedicated to our shareholders, which will enable earning money on invoices as a natural person. The decisions on who will purchase the invoices are performed with utmost care. One of the criteria of selection is the ability to finance invoices at the minimum level of 40 000 PLN. As a shareholder you will have the right to purchase invoices through our company from the amount of 5 000 PLN. In addition this investment will be divided into multiple number of invoices (ensuring diversification) on basis of a scoring model.
Live VIP investment training course, performed by tutors from Warsaw School of Economics or practitioners in fields of investments into invoices with delayed dates of payment and management of an investment portfolio.
Every owner of at least 200 shares willing to earn on financing invoices will be invited for an individual training to our office. The training will focus on necessary substantive and practical knowledge concerning earing profits on financing invoices.
Graduate of Warsaw School of Economics in the field of Finance and Accounting. He has taken part in the process of creating a new bank by IDM S.A. Group, and gained experience in finance and strategy in reputable consulting companies, such as A.T. Kearney and Deloitte
Graduate of Warsaw School of Economics in the field of Finance and Accounting and Internationa Business. He is the co-creator of an IT startup Software Operations, which provides services for international clients all over Poland and China. The company gained title of Entrepreneurship leader in 2010.
He has gained experience in finance, among others, in the consulting company EY. He is the founder of the first factoring platform in Poland – Faktorama, for which he has been awarded with the “People of Factoring” award.
Graduate of Law at Jagiellonian University. Scholar of Ministry of Science and Higher Education. Gained professional experience in one of the leading Viennese advocate offices. Sales director responsible for establishing and maintaining relations with key clients.
Graduate of Law at Maria Skłodowska University. Specialized in economic law in fields of factoring and debt. Gained professional experience in, among others, advocate office, debt collection office and regional prosecutor’s office. In Faktorama responsible for coordination of law activities.
Creator of BonusCard sp. z o.o.. In previous years engaged in providing consulting services for companies from financial and telecom sector in the fields of strategy consulting, loyalty programs, CRM and additional services for mobile networks. Entrepreneur connected with TMT market, investor engaged in couple of start-ups.
Graduate of Warsaw School of Economics and Harvard University. Lecturer at Warsaw School of Economics, author of scientific publications, engaged in R&D works and the cooperation between academic environment and business.
During his carrier worked as auditor for KPMG, PwC and Delloite. Ex Board Member of extracting company, which had mines in Poland, Slovakia and Ukraine. At the moment responsible for the field of internal audit company from Tabaco industry.
Founder and author of the idea of BonusCard Sp. z o.o, a company which operates in the field of investment (seed capital fund), focused on incubation of new businesses. The company aims for starting new businesses in cooperation with authors of the ideas and private investors. As a member of project “Spinaker Innowacji” acts as Investment Director. At the moment serves managerial roles in a couple of start-up companies on the polish market. Graduate of Warsaw School of Economics. Member of Polish Economic Society.
After registration and positive verification log on to the platform.
Enter the sold receivables and specify the conditions under which you are ready to sell.
The invoice goes to the auction and bidders compete for the purchase of
Bidders who submitted the most attractive offer makes the payment of the invoice
Factoring platforms for the last few years have been growing rapidly all over the world, playing a critical role in financing invoices of small- and medium-sized companies.
The world’s first invoice financing platform “The Receivables Exchange” began its operational activity in 2010. In January 2012 (within approximately 1 year from the start of the business) the value of financed invoices reached 1 billion US dollars. In the second half of 2011 NYSE Euronext purchased minority shareholding of “The Receivables Exchange”.
On the European market, alongside Faktorama, the British platform “Marketinfoice” achieved rapid growth. From the beginning of business in 2011 it intermediated in the financing of invoices worth 740 million pounds.
Factoring as a service is still not very popular among entrepreneurs, who falsely associate factoring with debt collection or a product dedicated only to large companies. Means acquired by the emission of shares will enable us to raise the awareness among small- and medium-sized companies about factoring and the benefits associated with Factorama’s services.
Frequently Asked Questions
Faktorama is a classical example of FinTech company. Financial technology startups are highly scalable and have low variable costs. In different words – growth of the company is not connected with additional investments in materials or salaries for employees, because platform works in an automatic way. Investors from whole world love FinTech, because whole revenue goes almost entirely to the pocket of stockholder as a divident. FinTech startups reach valuation of 160 x EBIDTA (profit before taxation, amortization and interest), much higher than companies that are working in traditonal, not easily scalable business model.
In 2015 Faktorama reached profit on sales on the level of more then 140 tys zlotys, which is almost 50% more compared to previous year. In next years (i.a. thanks to increasing capital) we forecast growth of 70% each year. In 2 years Faktorama plans its debut on Stock Exchange with the valuation of at least 10 mln Zlotys.
Directorate and investment fund invested already more than 1 mln zlotys thinking exactly about high return on investment. In 2 years Faktorama plans debut on Newconnect market with the valuation at least 10 mln zlotys. It means that stockholders only after 2 years will be able to realize profit of 400%.
Yes – according to the stock right you can sell your stocks and price it by yourself. We will only encourage you to inform us about conditions of transaction so that we can inform other stockholders about the current price of selling and purchasing our stocks.
Owning actions is not connected with any duties. Each year you will be receiving from us invitation for General Assembly of Stockholders. However we count that each stockholder will be ambassador of Faktorama, which will support us in boosting awareness about the platform especially among small enterprises and contribute to buildup of higher value of company.
Yes. When? As financiers we know that good dividend policy substantially influences value of listed companies. In our plans entering Stock Exchange is key milestone, that’s why we pay a lot of attention to dividend policy. Our strategy is to pay out regular dividend and to reinvest part of profits in order to keep the dynamic growth:
40% of profit disbursed to stockholders as a dividend
60% of profit for investment
It means that as a stockholder you earn both on dividend and growth of the value of stocks, which thanks to the debut on stock exchange can be easily sold.
Sure. Just go to www.beesfund.com and see how many polish projects raised capital thanks to transformation into Joint-Stock Company and issuing the stocks. We are not the first ones ;)
Our goals of upscaling and entering the Stock Market we will realize with support of Venture Capital funds. Although we can count on higher valuation, but it’s crowdfunding that gives us an opportunity to engage various stockholders in building awareness about Faktorama among small and medium-sized enterprises and building the network of investors truly interested in unique financial tools, that we offer.